Visa Debit Card

• Easy access to the money in your checking account
• Faster and easier than writing checks
• Use anywhere Visa is accepted
• Access to cash throughout the U.S. and around the world
• Joint account holders may each receive a card (no need to share one checkbook)
• Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATM terminals
• Save on the cost of ordering checks
• Avoid carrying large amounts of money
• Authorization process limits your risk for lost or stolen cards
• Better way to track your purchases
• Receive receipts for every transaction
• Each transaction appears on your monthly statement

With near real-time alerts, you can receive updates on your Visa debit card activity through email, so you can monitor your Visa purchase activity and act quickly to reduce fraud — wherever you are. And this unique service is available free* for MembersAlliance Visa debit cardholders.

To enroll in Purchase Alerts for your Visa debit card visit visa.com/PurchaseAlerts and follow the screens/prompts. You will need to create an account and enter an email address that you would like the Purchase Alerts emailed to.

Visa Purchase Alerts is a consumer opt-in service powered by Visa that will give enrolled debit cardholders the ability to:

• Closely monitor their Visa debit accounts
• Check for unusual transaction activity and/or track spending levels immediately
• Take action at the first sign of potential fraud

Once enrolled you can establish specific alert triggers. Anytime a qualified** Visa transaction takes place that meets your defined parameters, you will receive an alert in seconds via email. Triggers can include: 

• Individual transaction amount thresholds
• International transactions
• Card-absent transactions, such as telephone or online orders

Please note: Point-of-Sale (POS) or Personal Identification Number (PIN) based transactions do not run through the Visa payments system and will NOT generate an alert.

Alerts are emailed to the address you provide at enrollment. These are just informational alerts and should a transaction appear suspicious or fraudulent you should contact the credit union as soon as possible. 

Actual time to receive Alert dependent on service and coverage within area. Gasoline alerts may not include purchase amounts. Additional restrictions may apply. 

*Message and data rates may apply.
**A qualified transaction is any transaction routed through Visa.