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Who can be a member?

MembersAlliance Credit Union is open to anyone living or working in Winnebago, Boone or Ogle county, or if you have an immediate family member who is a member, you may be eligible. All it takes is a $25 deposit into your new savings account to start experiencing the credit union difference.

The benefits of membership.

As a credit union member, you are an owner! We are governed by a volunteer Board of Directors and hold an annual meeting open to all voting members. Credit unions were created for working people to provide more affordable, consumer banking products to their members. You'll experience better loan rates, lower fees, and added benefits. 

When we say you could save more at MembersAlliance, it’s not just nice words. You really can save more! See how our members savings stack up to other area banks EVERY year…

Our members save each year*:

  • $245 on auto loans
  • $664 on mortgages
  • $122 on credit cards

Not only do our members save more, they earn more too! We have amazing incentive programs that promote saving and financial wellness like our Save to Win account and our Learn & Earn program. Our MyCashback Checking account even pays you to use it!

*Annual savings from CUNA Membership Benefits Report 2021

Give Me FIVE!

As part of our new Give me FIVE! program, when you add any 5 of these services within 60 days of opening your new membership and checking account, we'll deposit $25 into your account as a bonus!

  • Debit Card
  • Direct Deposit (recurring)
  • eStatements
  • Online bill-pay
  • Loan application
  • Visa Credit Card app
  • Mobile Banking

Did someone who is already a member refer you to MembersAlliance? Don’t forget to give them a shout out when opening your account. BOTH of you can receive an extra $25 with our Tell a Friend Referral Incentive!

Get started.

To become a member, simply visit any of our locations or apply online right now! It’s fast, easy, and accessible from the comfort of your home or office. Be sure to have your photo ID, and anyone who would need access to your account(s) nearby. We’re happy to walk with you through all the options and the application process to make it easy for you to join the MembersAlliance family. You are also welcome to explore for yourself and see the potential benefits and options detailed on our website.

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