Personal Savings
Savings Account
- Build a safety net for your future
- Establishes membership with MembersAlliance CU
- Earn competitive dividends on your balance (compounded daily)
Smart Saver Youth Accounts
Give your kids a head start with money smarts. + Kids earn cash rewards.
Learn More
Save to Win Program
- Save to Win is a 12-month CD (Certificate of Deposit)
- Every $25 deposited counts as an entry into monthly and quarterly prize drawings
- No monthly service fee
Club Accounts
- Save up ahead of time for the holiday or vacation season
- Saves you stress and financial headaches
- Earn competitive dividends on what you set aside (compounded daily)
Money Market Accounts
- Competitive, tiered rates — higher balances earn higher rates
- Enjoy flexibility with enhanced access to funds, including direct check writing
- Free digital banking, including online banking and mobile banking
Certificates of Deposit (CDs)
- High yield, fixed rates that beat standard savings
- A wide range of terms available (from 3 months to 5 years)
- The longer your term, the higher your rate
Individual Retirement Accounts (IRAs)
- Save for retirement with tax advantages1
- Competitive dividends above standard savings rates
- Traditional and Roth IRA options
Health Savings Accounts (HSAs)
- Prepare for qualified medical expenses
- Tax-free withdrawals for qualified medical, dental, vision expenses, and more1
- Contributions are tax-free and can be made by you, your employer, or a third party