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Balance Transfer and Cash Advance Special
Pay less. Feel lighter. Have more money to make the holidays a whole lot brighter!
We have good news for MembersAlliance Visa credit cardholders old and new! We are knocking the rate down to 6.90%APR* for balance transfers and cash advances too. This offer is available from 12/01/2025 all the way through 2/28/2026. If you have a credit card balance at another bank with a higher interest rate, you can let go of the weight and pay less at MembersAlliance. This special rate is good until the transferred balances are paid off, and we always apply payments to the highest interest balances first! Another way we keep more money where it belongs…in your pocket.
Take advantage of this offer and apply in branch or online today! Pay less. Feel lighter. Have more money to make the holidays a whole lot brighter.
* APR= Annual Percentage Rate. Promotional rates are subject to change. Regular APR range is 8.90-17.90%APR and is determined based on creditworthiness at time of application. Applications subject to credit approval. Balance transfer and cash advance special rate 6.90%APR is available to new and current cardholders for cash advances & balance transfers made between 12/01/2025-2/28/2026. Special rate is valid until the promotional balance is paid off. Any cash advances or balance transfers made after 2/28/2026 will be at the APR documented in your statement. Some restrictions may apply.
Welcome To Better Rates
Nothing says welcome like more money in your pocket! Enjoy a special introductory offer of 0% interest for 6 months* on new Visa credit card purchases putting your money back where it belongs.
Plus...and this might be the best part...with everyday rates as low as 8.90%APR*, you'll save on interest year-round!
Apply for a MembersAlliance Visa Platinum Rewards credit card online or at a location near you and lock in your better rate today.
* APR=Annual Percentage Rate. 0% intro APR on purchase transactions for the first 6 months that your credit card is opened. After that, 8.90%-17.90%, based on your creditworthiness and other factors.
3x Reward Point Special – Automate & Earn
Offer available 1/1/2026 – 3/31/2026
Paying bills is easy with automated payments. For a limited time, make multiplying your credit card reward points easy too! Automate and earn with your Visa Platinum Rewards credit card with 3X reward points for every recurring automatic bill payment.
Not sure what qualifies? Here are a few examples:
- Internet
- Cell Phone Bill
- TV & Streaming Services
- I-Pass
- Utilities
- Insurance
- Gym Membership
Redeemed points for a lower interest rate on your next MembersAlliance loan, gift cards, travel, and more. If you do not have your Visa Platinum Rewards Credit Card yet and would like triple points for your automatic bill payments, and our incredibly low rates (as low as 8.90%APR!), you can apply online today, give us a call, or stop by any of our locations.
New credit card applications subject to credit approval. Maximum of 9,000 points earned on $3,000 recurring bill payment transactions each month of the promotional period running from 1/1/2026 – 3/31/2026. Transactions made after 3/31/2026 will accrue at the same rate as all other purchases = 1 point per $1 purchase. Some restrictions apply.
Give Me FIVE!
As part of our Give me FIVE! program, when you add any 5 of these services within 60 days of opening your new membership and checking account, we'll deposit $25 into your account as a bonus!
- Debit Card
- Direct Deposit (recurring)
- eStatements
- Online bill-pay
- Loan application
- Visa Credit Card app
- Mobile Banking
Tell A Friend
When you refer someone to MembersAlliance, and they start their membership and open a checking with us, you'll BOTH be rewarded with 25 bucks!
Now this may not be a viable part-time job, but there is no limit on the amount of people you can refer.* Not only does referring benefit you with a $25 reward, it also helps your friends and family get $25 and access to all the benefits that come with being a member, like savings on low rate loans and rewards accounts like MyCashback Checking. Tell one, tell all...we'd be honored to have your recommendation!
*Bonuses may be taxable as income and reported on IRS form 1099-MISC
Learn & Earn
MembersAlliance offers an educational incentive program geared to empower our members with personal finance know-how.
This program offers a wide variety of courses that offer fun and interactive learning. Along with the learning is reward earning. From loan discounts to amazon e-gift cards, there is something for everyone.
Check out our current rewards.
