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Less stress. More savings.
We make the mortgage process easy, while maximizing your savings. Plus, now through 6/30/26, get an additional 0.50% off home loan interest rates. With home loans, those savings add up fast! That’s nearly $60/month in savings back in your pocket. In other words, you could be saving $22,000 over the life of the loan.* This discount can be used for refinancing your mortgage from another bank, a new home purchase, or home equity loans/lines of credit.
Apply online or talk to a mortgage specialist today for less stress and more savings with this special rate discount!
*Estimated savings based on a $200,000, 30-year fixed rate mortgage with 5% downpayment. Actual savings may differ. Loans subject to credit approval, ability to repay, and home value. Discount cannot be combined with other special offers. Application must be submitted by 6/30/2026. Mortgage closing must be by 9/30/2026. Rate discount valid on variable rate loans and lines of credit until the first rate adjustment. Other restrictions may apply.
Welcome To Better Rates
Nothing says welcome like more money in your pocket! Enjoy a special introductory offer of 0% interest for 6 months* on new Visa credit card purchases putting your money back where it belongs.
Plus...and this might be the best part...with everyday rates as low as 8.90%APR*, you'll save on interest year-round!
Apply for a MembersAlliance Visa Platinum Rewards credit card online or at a location near you and lock in your better rate today.
* APR=Annual Percentage Rate. 0% intro APR on purchase transactions for the first 6 months that your credit card is opened. After that, 8.90%-17.90%, based on your creditworthiness and other factors.
3x Reward Point Special – Automate & Earn
Offer available 1/1/2026 – 3/31/2026
Paying bills is easy with automated payments. For a limited time, make multiplying your credit card reward points easy too! Automate and earn with your Visa Platinum Rewards credit card with 3X reward points for every recurring automatic bill payment.
Not sure what qualifies? Here are a few examples:
- Internet
- Cell Phone Bill
- TV & Streaming Services
- I-Pass
- Utilities
- Insurance
- Gym Membership
Redeemed points for a lower interest rate on your next MembersAlliance loan, gift cards, travel, and more. If you do not have your Visa Platinum Rewards Credit Card yet and would like triple points for your automatic bill payments, and our incredibly low rates (as low as 8.90%APR!), you can apply online today, give us a call, or stop by any of our locations.
New credit card applications subject to credit approval. Maximum of 9,000 points earned on $3,000 recurring bill payment transactions each month of the promotional period running from 1/1/2026 – 3/31/2026. Transactions made after 3/31/2026 will accrue at the same rate as all other purchases = 1 point per $1 purchase. Some restrictions apply.
Give Me FIVE!
As part of our Give me FIVE! program, when you add any 5 of these services within 60 days of opening your new membership and checking account, we'll deposit $25 into your account as a bonus!
- Debit Card
- Direct Deposit (recurring)
- eStatements
- Online bill-pay
- Loan application
- Visa Credit Card app
- Mobile Banking
Tell A Friend
When you refer someone to MembersAlliance, and they start their membership and open a checking with us, you'll BOTH be rewarded with 25 bucks!
Now this may not be a viable part-time job, but there is no limit on the amount of people you can refer.* Not only does referring benefit you with a $25 reward, it also helps your friends and family get $25 and access to all the benefits that come with being a member, like savings on low rate loans and rewards accounts like MyCashback Checking. Tell one, tell all...we'd be honored to have your recommendation!
*Bonuses may be taxable as income and reported on IRS form 1099-MISC
Learn & Earn
MembersAlliance offers an educational incentive program geared to empower our members with personal finance know-how.
This program offers a wide variety of courses that offer fun and interactive learning. Along with the learning is reward earning. From loan discounts to amazon e-gift cards, there is something for everyone.
Check out our current rewards.