Talk about special...

Better than a warm fire and a hot cocoa!

A cozy fire and a tasty hot cocoa are hard to beat, but our new and improved CD special may be just the thing you need. These short terms pack a big return at 2.70%APY* for our 7-month CD and 3.25%APY* for our 13-month CD. Get a better return on your hard-earned money and invest with confidence. Minimum deposit to start is only $500. Give us a call, visit any of our locations, or apply online putting either “7-month CD special” or “13-month CD special”  to take advantage of these awesome rates.

*Your savings insured to $250,000 per account. By members' choice, this institution is not federally insured. 13 mo. 3.25%APY CD special and 7 mo. 2.70%APY CD special available. APY= Annual Percentage Yield. Rates subject to change. Other rates and terms available. See credit union for details.

Need a little more green in your life?

Keep more green in your wallet with our 6.90%APR* balance transfer and cash advance special. When you transfer your credit card balance from another non-MembersAlliance high interest credit card to a new or current MembersAlliance Visa Credit Card, you get to trade out that old high interest rate for our special 6.90%APR* rate on that balance. Other purchases made on your MembersAlliance credit card will have our great low interest rates, as low as 8.90%APR*. Plus, any cash advances with your MembersAlliance credit card from 2/1/2023 to 4/30/2023 will come with our limited time extra low 6.90%APR* interest rate. Don’t miss the chance to put a little more green back in your wallet. You can apply online today with the comment “6.90% balance transfer special”, or visit any of our locations to take advantage of this special rate. Special rate is available from 2/1/2023 to 4/30/2023.

+Your savings insured to $250,000 per account. By members’ choice, this institution is not federally insured. *APR = Annual Percentage Rate. Promotional rate is subject to change. Regular APR range is 8.90-17.90%APR and is determined based on creditworthiness at time of application. Applications subject to credit approval. Special rate available to new and current cardholders. For cash advances & balance transfers made between Feb. 1, 2023-April 30, 2023 the special rate is valid until the promotional balance is paid off. Any cash advances or balance transfers made after Mar. 31, 2023 will be at the APR documented on your statement. Some restrictions may apply.

Refinance with MembersAlliance and get $500 on us!

With details about federal student loan repayment and cancellation finally announced, and interest rates continuing to climb, now could be the perfect time to consider refinancing your student loans. If you have loans that won’t qualify for the federal measures, let MembersAlliance help you take control with our student loan refinance solution!

Refinance and consolidate your private and/or federal student loans* including PLUS loans, setting up one convenient payment and potentially saving on interest or monthly payments.

And for a limited time1, get $500 cash deposited into your account when you refinance with MembersAlliance on us!

Our student loan refinance option comes with:

  • Competitive interest rates – fixed and variable rate options
  • Loan limit up to $40,000
  • Flexible repayment terms to fit your needs
  • Easy online application and instant credit decision
  • A relationship with a local, not-for-profit lender you can trust

Click here to apply now or stop in at any of our locations to take advantage of this offer!

Whether you want to lower your interest rate, pay your loans off sooner, or reduce your monthly payment, we’ve got options to fit your needs. Don’t forget to first apply and receive any federal student relief offered before refinancing. You can see our blog for more information on the recent debt relief program.


Have questions about refinancing? View our Guide to Refinance or reach out to our College Counselor.

*By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. It is important to remember that if you refinance some or all of your federal student loans into a private student loan with MembersAlliance Credit Union, you will lose access to any current or future federal student loan benefits, such as potential debt cancellation or income-driven repayment options. For more information, visit or contact your federal student loan servicer.

1To qualify, the loan application must be started between 10/1/2022 and 3/31/2023. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $500. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.

When it comes to your mortgage, we've got what you need.

If you're thinking about buying a home or already have a mortgage, we can help. Yes, the savings are real and often substantial, but we also offer experience, tons of educational resources, and we hold and service locally.

Our members flat out SAVE MORE - Did you know MembersAlliance members saved an estimated two! Point! Two! Million! Dollars last year alone by choosing to bank at MembersAlliance versus the other guys?!

With an average savings of $815 a year on 15 year mortgages, $644 a year on thirty year mortgages, and $544 less in closing costs than the other guys, why would go anywhere else? Do you hate money? Of course not!!! You work hard for what you have, and we're working hard for you to maximize your savings.

Banking with MembersAlliance amounts to real savings…real money in your pocket…where it belongs.

See how much you could save with your mortgage at MembersAlliance.

Applications subject to credit qualification, ability to repay, and collateral value. Some restrictions may apply. Annual savings taken from 2021 CUNA Economics and Statistics Membership Benefits Report.