Auto Loans

Car ownership can be fast and convenient with MembersAlliance's new and used auto loans. We offer extremely competitive interest rates and flexible payment options to suit your individual needs and budget.

Our expert lenders will process your application the same day it is received. And because decisions are made locally in the Rockford area, you can bet on fast responses and instant pre-approval for quick results. Plus, we give you lots of resources and buying tools like AutoSmart to make your car buying experience as fast and fun as possible!


Apply online now, or fill out and print this downloadable application.

Take a look at our current rates.

Calculate your payments with these handy financial calculators.

Extended Protection

Aside from our renowned personal service and excellent rates, Members Alliance also offers exclusive extended protection and guarantee programs to our members who purchase a vehicle through our loans. Some of these benefits include:

Guaranteed Asset Protection Insurance (GAP)

Your new car can depreciate by thousands of dollars during the term of your loan. So, if something should happen to your car, chances are your primary auto insurance coverage on your car might be lower than your auto loan. To protect yourself against this potential financial loss, MembersAlliance Credit Union offers GAP insurance. GAP is a low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your vehicle loan balance. Click here to learn more.

Mechanical Breakdown Protection Coverage

The cost of a new or used car can often just be the beginning of your investment in it. Mechanical Breakdown Protection Coverage can help give you the peace of mind you need so that you can cover your vehicle repair costs after your warranty expires. Just a few dollars a month can save you hundreds and even thousands of dollars in repair costs, as well as roadside assistance and towing, emergency travel and car rental costs. Click here to learn more.

TruStage™ Auto & Homeowners Insurance Program

MembersAlliance joined with a dedicated team of insurance professionals to bring you the TruStage™ Auto Insurance Program from Liberty Mutual Insurance Company. As a credit union member, you can possibly save hundreds of dollars per year on your insurance. Get your free quote online from TruStage™ Auto & Homeowners Insurance Program, or call Steve Harring of Liberty Mutual at 815-633-1070 in Rockford, or toll free at 1-888-380-9287 for a review of your needs and a free quote.