Youth Accounts

At MembersAlliance Credit Union we strongly support educating our children about the importance of savings and financial management. For that purpose, we have created three youth accounts for a wide range of ages, all designed to make saving fun.

Our youth accounts come with "grown-up" convenience services like online banking access and eStatements. We believe it's never too early to save for a special item and feel pride in accomplishing that goal. Our youth accounts can get them started.

Little Max

Little Max and his friend Maddie are thrilled to help our youngest members, age 0-10 years, to start saving. Each time you make a deposit into your Little Max account at the credit union, you receive a prize! And as a special offer, when you open a new Little Max youth savings account, you will receive a coupon good for one FREE Kids' Meal at Culver's restaurant!*


  • Savings for kids 0 to 10 years of age
  • No annual fee
  • Receive a prize with each deposit at a branch
  • $5 minimum deposit to open

*Cannot be combined with any other discount or offer. Valid at all Rockford/Roscoe Culver's locations. Must meet MACU member eligibility requirements.

Teen Xtreme

Young savers ages 11 to 17 can open this account with $25. Members ages 15 to 17 can take our free Teen Xtreme Credit Class for responsible money management. By taking this 4-hour course, teen members can also apply for a special Teen Visa® card!


  • For young members 11 to 17 years of age
  • No annual fee
  • Teen Xtreme Class available
  • Complete the course to apply for a Teen Visa
  • $25 minimum deposit to open

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