MembersAlliance Credit Union is open to anyone living or working in Winnebago, Boone or Ogle county, or if you have an immediate family member who is a member, you may be eligible. All it takes is a $25 deposit into your new savings account to start experiencing the credit union difference.

As a credit union member, you are an owner! We are governed by a volunteer Board of Directors and hold an annual meeting open to all voting members. Credit unions were created for working people to provide more affordable, consumer banking products to their members. You'll experience better loan rates, lower fees, and added benefits. 

To become a member, simply visit any of our locations or apply online right now! It’s fast and easy, accessible from the comfort of your home or office, and we’re just a click away! Be sure to have your photo ID, along with anyone who you want to have signature authorization on your account(s). We’re happy to explain all the product options and benefits to you and make it easy for you to join the MembersAlliance family. For those preferring the digital option, your account and loan choices are detailed within the site, the online application process completed here, and free online and mobile banking are available as well!